💼 Banks are changing #risk parameters – now is the time to act fast!
The current economic uncertainties and market distortions are causing banks to readjust their risk parameters – credit lines are being reviewed, covenants tightened and ratings reassessed.
👉 For many companies, this means
Increasing demands on equity, transparency and liquidity.
But what should you do if you are already experiencing liquidity problems?
✅ Our recommendations for affected companies:
🔦 Immediate liquidity planning
Get a detailed overview of your payment flows – monthly, weekly, daily.
🔦 Early communication with your bank
Proactively approaching your bank now shows responsibility – this creates trust.
🔦 Critically examine costs
Identify potential savings in the short term and prioritize necessary expenditure.
🔦 Streamline accounts receivable management
Unfortunately, many companies have a very high level of receivables from their customers that are not actively managed.
🔦 Get professional support
At Konsultec, we help you to create the necessary transparency – whether for liquidity planning, negotiating with banks or optimizing your financial processes.
🤝 Our goal: to lead companies safely through challenging times with clarity and structure.
As a former banker, I am aware of how demanding these phases are.
A system such as #SAPBusinessOne can help to gain clarity on the accounts receivable side, support cash flows and much more.
📩 If you have any questions or need support, please contact us directly!
#Consultec #Liquidity #Risk management #Bank discussions #SMEs #SAPBusinessOne #Finance #Bank rating #Creating transparency #Crisis management
