Banks are changing #riskparameters – swift action is needed now!

Current economic uncertainties and market disruptions are prompting banks to recalibrate their risk parameters – credit lines are being reviewed, covenants tightened, ratings reassessed.

For many companies, this means:

Increasing requirements for equity, transparency and liquidity.

But what should you do if liquidity problems are already becoming noticeable?

✅ Our recommendations for affected companies:

Immediate liquidity planning

Get a detailed overview of your cash flows – monthly, weekly, daily.

Early communication with your bank

Those who proactively approach their principal bank now demonstrate responsibility – and that builds trust.

Review costs critically

Identify short-term savings potential and prioritise essential spending.

Streamline accounts receivable management

Unfortunately, many companies have a very high level of receivables from customers that is not actively managed.

Seek professional support

At Konsultec, we help you create the necessary transparency – whether in liquidity planning, negotiations with banks, or optimising your financial processes.

Our goal: to guide companies safely through challenging times with clarity and structure.

As a former banker, I am aware of how demanding these phases are.

A system like #SAPBusinessOne can help here by providing clarity on the receivables side, supporting liquidity flows, and much more.

If you have any questions or need support, please feel free to contact us directly!

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