Financial accounting is like the foundation of a house: not particularly exciting, but if there are problems, the entire structure becomes unstable. In German SMEs, this foundation is increasingly under pressure:
The shortage of skilled workers is taking its toll: With over 570,000 open positions in commercial professions, it is becoming increasingly difficult to find and retain qualified accountants.
Regulatory requirements are becoming more complex: GoBD-compliant processes, e-invoicing formats, the extended e-invoicing obligation from 2025, and CSRD reporting obligations for many companies from 2026.
Digitalization is changing everything: Modern financial accounting works with automatic document recognition, workflow management, and intelligent algorithms – this requires IT and accounting expertise.
The Solution: FiBu as a Service – More Than Outsourcing
Against this background, we at Konsultec have developed a new approach: FiBu as a Service. This concept combines the advantages of state-of-the-art ERP technology with the expertise of experienced accountants and a service-oriented business model.
What exactly is FiBu as a Service?
FiBu as a Service means that we take over your entire financial accounting as a continuous service – but unlike traditional accounting firms, we work directly within your existing ERP system.
This includes:
- Accounts Payable: Processing all incoming invoices and payments
- Accounts Receivable: Monitoring open items and dunning processes
- General Ledger Accounting: Maintaining the chart of accounts and posting all business transactions
- Monthly Closings: Timely preparation of financial statements and business analyses (BWAs)
- Reporting: Individual financial reports for management and controlling
How does this differ from traditional outsourcing?
With traditional outsourcing, your data is exported, processed in another system, and then re-imported. This leads to delays and media discontinuities.
With our FiBu as a Service approach, however:
- Your data remains in your system – our employees work directly in your ERP system
- You have real-time access to your current financial data at all times
- All processes are seamlessly integrated – everything in one continuous system
- You benefit from our ERP specialist knowledge – we optimize the entire system landscape
The Advantages: Why FiBu as a Service is Ideal for SMEs
Personnel Security
- No single point of failure due to a complete team
- Always sufficient capacity, even during seasonal peaks
- Expert knowledge available at all times
Cost Transparency
- Transparent fixed-price models based on your document volume
- No hidden costs for software, updates, or training
- Scalable solution that grows with your company
Process Optimization
- Automation of repetitive tasks
- Paperless processes from order to payment
- Integration with other business areas
Compliance and Legal Certainty
- GoBD-compliant processes and archiving
- Up-to-date expertise in tax and commercial law
- Preparation for upcoming regulations
Practical Case Study
A medium-sized e-commerce retailer from Bonn processed 3,000 customer orders and 150 incoming invoices monthly. The challenges: growth, time-consuming manual processes, and staff recruitment.
The results after six months:
- Reduction of internal effort by 85%
- Reduced processing times from 9 to 2 days
- Timely monthly closings by the 10th of the following month
- Error rate reduced from 5% to under 0.5%
The CEO: “Previously, we spent a lot of time collecting numbers. Today, we use that time to make better business decisions.”
Frequently asked questions
Is my company suitable? FiBu as a Service is particularly suitable for medium-sized companies with 20-500 employees who value professional financial accounting and want to free up internal resources for their core business.
How secure is my data? Highest security standards: encrypted connections, role-based access rights, complete logging, and GDPR compliance.
What does the service cost? Monthly costs typically range between €1,500 and €5,000 – significantly less than the full cost of in-house staff plus software.
Next Step: Non-binding Consultation
Arrange a free initial consultation. We will analyze your current situation, identify optimization potential, and show you how FiBu as a Service would work in your company.
Konsultec GmbH – Simply. Clarity. Create. For over 25 years.

